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mujeres y dinero your sisters closet Financial Education for Women: Financial education is especially critical for women because many money issues affect women uniquely: On average, women earn only $0.78 for every $1.00 earned by men. For women of color, the gap is even greater—only $0.69 for African American women and $0.59 for Latinas. Women are more likely than men to work in a permanent part-time capacity, greatly reducing their chances of having access to company retirement plans. About half of working women suspend their careers to take care of family for a year or more, disrupting their income and reducing their Social Security benefits. Following divorce, most women’s standard of living declines while men’s improves. Most women live longer than men, requiring them to make their money last longer. Women are also more than twice as likely to be impoverished in their retirement years.

Women & Money is a YWCA program created to: Inspire women to increase their confidence about personal finance. Provide women with the tools and resources to help control their financial destiny. Create a forum for women to network with other women and financial experts Empower and motivate women to discover their prosperity potential.

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women’s economic advancement Mujeres & Dinero Financial education is offered in Spanish through Mujeres & Dinero from 9:00 a.m. to noon. on the first Saturday of each month at the YWCA Frances McClelland Leadership Center at 525 N. Bonita Avenue. For more information on the Women & Money or Mujeres & Dinero click here Women & Money Workshops Women & Money: Let’s Talk About It! Money is the biggest taboo--- people will tell their deepest, darkest secret before they will tell you what they owe or what they earn. Let’s pull it out from under the carpet, put it on the table, and laugh at our mistakes. Learn how to manage your money, your life! Join us to learn it balance it ALL! When: Saturday October 1st, 2012 8:30 a.m. to 12:00 noon Registration Fee: $35 Speakers: • Tiana Ronstadt - Owner of Power Women Investing, Tiana is a motivator, educator, and speaker with twenty years of experience as a financial advisor. She received the American Express “Make Mine a Million” award in 2008 • Jude Gilford – Money Coach & Owner of Money Awareness Program (a MAP to Financial Fitness), Jude provides workshops empowering attendees to become debt-free while repairing their credit and beginning to save for the future. Workshop participants will: • Gain tools and resources to control your financial destiny • Discover your potential for prosperity • Lean that it’s never too late to begin to build your financial future Scholarship Information: contact Liz Rabago, Director of Women’s Economic Advancement at 520- 884-7810 ext 113 or email at lrabago@ywcatucson.org To register click here. All materials Copyright 2011 by The YWCA of Tucson design concept: TBRich Design web design: Plexus Digital Design